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Source: http://www.trickydigital.com/outsourcing-web-development-services-safety-measures/
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Jan. 30, 2013 ? A pair of University of Colorado Cancer Center studies published this month show that the milk thistle extract, silibinin, kills skin cells mutated by UVA radiation and protects against damage by UVB radiation -- thus protecting against UV-induced skin cancer and photo-aging.
"When you have a cell affected by UV radiation, you either want to repair it or kill it so that it cannot go on to cause cancer. We show that silibinin does both," says Rajesh Agarwal, PhD, co-program leader of Cancer Prevention and Control at the CU Cancer Center and professor at the Skaggs School of Pharmacy and Pharmaceutical Sciences.
The first study, published in the journal Photochemistry and Photobiology worked with human skin cells subjected to UVA radiation, which makes up about 95 percent of the sun's radiation that reaches Earth. The Agarwal Lab treated these UVA-affected cells with silibinin. With silibinin, the rate at which these damaged cells died increased dramatically.
"When you take human skin cells -- keratinocytes -- and treat them with silibinin, nothing happens. It's not toxic. But when you damage these cells with UVA radiation, treatment with silibinin kills the cells," Agarwal says, thus removing the mutated cells that can cause skin cancer and photo-aging.
Specifically, the study shows that pretreatment with silibinin resulted in higher release of reactive oxygen species (ROS) within the UVA-exposed cells, leading to higher rates of cell death.
The second study, published this month by the same authors in the journal Molecular Carcinogenesis shows that instead of beneficially killing cells damaged by UVA radiation, treatment with silibinin protects human skill cells from damage by UVB radiation, which makes up about 5 percent of the sun's radiation reaching Earth.
Again, remember Agarwal's suggestion that the prevention of UV-induced skin cancer can happen in two ways: by protecting against DNA damage or by killing cells with damaged DNA. With UVA, silibinin kills; with UVB, it protects, in this case by increasing cells' expression of the protein interleukin-12, which works to quickly repair damaged cells.
"It has been 20 years of work with this compound, silibinin," Agarwal says. "We first noticed its effectiveness in treating both skin and solid cancers, and we now have a much more complete picture of the mechanisms that allow this compound to work."
Agarwal and colleagues continue to test the effectiveness of silibinin in cancer prevention and treatment in cell lines and mouse models, and are working toward human trials of silibinin-based therapeutics.
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The above story is reprinted from materials provided by University of Colorado Denver. The original article was written by Garth Sundem.
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Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/~3/wRU_1K3abM0/130130143636.htm
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Ravens linebackers coach Ted Monachino is aware of the reports that he could be the Eagles? next defensive coordinator, but he says media reports are all he knows about it.
?I haven?t been contacted and neither has the club. I?m doing everything I can to get us ready for this game,? Monachino told me today at the Ravens? team hotel.
Monachino said he respects the work Kelly did at Oregon but doesn?t know Kelly personally and doesn?t have any idea if Kelly would be interested in bringing him on board in Philadelphia.
?I don?t know Chip,? Monachino said. ?It?s a great opportunity for him in Philly and it?ll be interesting to see how that type of system works with a 53-man roster and see if they can get it done. If they can, it?s going to be interesting for sure.?
Although 49ers running back LaMichael James, who played for Kelly at Oregon, said this week that the 49ers? offense is similar to Kelly?s offense, Monachino said that as a defensive coordinator preparing to face the 49ers, he doesn?t see much similar to what he has seen the Ducks do.
?Not very similar,? Monachino said. ?The biggest thing that I?ve seen when I?m watching college games on television on Saturday nights, the tempo that they do at Oregon is problematic, and completely different from the tempo that San Francisco has used. Some of the read option things are similar, but I think the tempo more than anything they do at Oregon is what causes people problems and we?ll see if coach Kelly can do that in Philadelphia.?
Monachino said the 49ers, who can run their running back behind a fullback and also get yardage on the ground with quarterback Colin Kaepernick, use a different offense than he has previously seen in the NFL.
?Nobody is similar to what the 49ers have done. They?re still a physical, downhill running team, and the quarterback just adds something,? Monachino said.
According to Monachino, the NFL team that runs the most similar offense to Kelly is New England: No one will mistake Tom Brady for a read-option running threat that Kelly?s Oregon quarterbacks have been, but Monachino said the way Brady calls plays quickly at the line of scrimmage is similar to what Kelly has his quarterbacks do.
?New England has some of those things in their system where they have some single-word calls that get them in a certain formation and play. Those things are similar to two-minute tempo throughout the course of the game,? Monachino said.
Monachino respects that about New England, and Chip Kelly. But he isn?t talking to Kelly about joining his staff. At least not yet.
Source: http://profootballtalk.nbcsports.com/2013/01/29/rob-ryan-wont-be-rams-defensive-coordinator/related/
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(NBC 12)
At least three people were shot at an office complex in Phoenix on Wednesday, police there say, and a manhunt for the shooter is under way.
The building was evacuated and the suspect fled the scene, Sgt. Tommy Thompson said. The shooting--which occurred in the building's lobby--does not appear to be random act, Thompson said, though he would not say if the suspect knew the victims. Witnesses say they heard as many as 10 gunshots fired.
Three victims were transferred to John C. Lincoln Hospital with gunshot wounds, he said. Their conditions were not immediately known, but according to Phoenix's NBC affiliate, one was in "extremely critical condition."
At least three other people were transported to the hospital with minor injuries related to the shooting.
A SWAT team began canvasing a neighborhood in search of the suspected shooter described by Thompson as an "older" white male, possibly in his 60s.
?At this point we don?t believe he is in the area,? Thompson said. ?This doesn?t appear to be a random type of incident.?
The shooting occurred on the same day former Arizona Rep. Gabrielle Giffords--who was shot in the head during a mass shooting in Tuscon in 2011--testified at a Senate hearing on gun violence.
"Speaking is difficult but I need to say something important," Giffords said at the top of the hearing. "Violence is a big problem. Too many children are dying. Too many children. We must do something. It will be hard, but the time is now. You must act. Be bold, be courageous, Americans are counting on you."
Giffords' husband Mark Kelly, who also testified at the hearing, broke the news of the workplace shooting to lawmakers on Capitol Hill.
"While we are having this hearing, in Phoenix, Arizona, there has been what appears to be a shooting with multiple victims," Kelly said. "I certainly agree that universal background checks will go a long way to saving people's lives."
Source: http://news.yahoo.com/blogs/lookout/phoenix-office-shooting-gunman-manhunt-200852445.html
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By Shantih?Charlton, CIC, CISR
A recent report from the Workers? Compensation Insurance Rating Bureau of California (WCIRB) indicates that insurance company rates for 2013 are going up by 15% in an effort to protect insurance company solvency (i.e. their ability to pay claims). The ultimate loss and expense ratio was high for 2011 at 139% and the 2012 calendar year loss ratio is 79% for the first 9 months (4th Quarter results have not yet been released).?
In general, claims frequency is increasing, payrolls are decreasing, and underwriting profitability is decreasing.? With the higher rates and lower payrolls, employers are paying more in premium than they were before.? The higher premiums are compounded by higher experience modification factors (also known as the mod), which are increasing due to higher claims frequency. The mod factor is a number that represents whether a company?s workers? compensation losses are better or worse than average. The mod works as a credit or debit that is applied to your workers? compensation premium.
You can do the following to help to lower your experience modification factor and your premium:
If you are concerned about your workers? compensation premium in 2013, you should contact a qualified insurance broker who has the loss control experience to help you promote safety and control your workers? compensation premium.
Disclaimer: The above content is a general overview which is provided for discussion purposes only and is not in any way meant as providing recommendations or legal counsel. It is not intended to apply to each circumstance. Because the facts and circumstances of every matter differ and the terms, conditions, exclusions and limitations contained in insurance policies vary, you should review your policy carefully and seek any legal counsel that may be necessary or appropriate.? Momentous is not responsible for any losses or damage resulting from reliance on the information contained herein.?Source: http://www.momentousins.com/blog/?p=1190
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NEW ORLEANS (CBS) ? During the week of the Super Bowl, the media attention surrounding the players and teams involved in the game increases twentyfold. The lights are shining, the cameras are on, and the microphones are hot, so any and every comment uttered by the players will no doubt get noticed.
Ravens quarterback Joe Flacco learned that much during his first day in New Orleans.
Flacco was asked by Mike Klis of The Denver Post for his thoughts on the Super Bowl being played in cold weather, like it is scheduled next year in New York.
??Yeah,? Flacco said. ?I think it?s retarded.?
Use of the word ?retarded? in a public setting almost always brings negative attention upon the speaker, and Flacco seemed to immediately realize that.
?I probably shouldn?t say that,? Flacco said, changing his description to ?stupid? before explaining why playing the Super Bowl in cold weather is a bad idea.
READ MORE AT CBSSPORTS.COM
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Source: http://dfw.cbslocal.com/2013/01/29/flacco-calls-cold-weather-super-bowls-retarded/
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Contact: Tim Parsons
tmparson@jhsph.edu
410-955-7619
Johns Hopkins University Bloomberg School of Public Health
The majority of Americans support a broad array of policies to reduce gun violence, according to a new national public opinion survey conducted by researchers at the Johns Hopkins Bloomberg School of Public Health. These policies include: requiring universal background checks for all gun sales (supported by 89 percent); banning the sale of military-style semiautomatic assault weapons (69 percent); banning the sale of large-capacity ammunition magazines (68 percent); and prohibiting high-risk individuals from having guns, including those convicted of a serious crime as a juvenile (83 percent) and those convicted of violating a domestic-violence restraining order (81 percent). Americans also support a range of measures to strengthen oversight of gun dealers and various policies restricting gun access by persons with mental illness.
The national survey, which over-sampled gun owners and non-gun owners living in homes with guns to allow for more precise estimates of opinions among these groups, was fielded in January, 2013, several weeks following the mass school shooting in Newtown, Connecticut. The majority of Americans support all but 4 of the 31 gun policies asked about in the survey. For many policies, there was little difference in support between gun owners and non-gun-owners.
"This research indicates high support among Americans, including gun owners in many cases, for a wide range of policies aimed at reducing gun violence," said lead study author Colleen Barry, PhD, MPP, an associate professor at the Johns Hopkins Bloomberg School of Public Health. "These data indicate broad consensus among the American public in support of a comprehensive approach to reducing the staggering toll of gun violence in the United States."
At the same time, the researchers fielded a second national survey to assess Americans' attitudes about mental illness. This survey reveals ambivalent attitudes among the American public about mental illness. Sixty-one percent of respondents favor greater spending on mental health screening and treatment as a strategy for reducing gun violence, and 58 percent said discrimination against people with mental illness is a serious problem. Yet, almost half of respondents thought people with serious mental illness are more dangerous than others, and two-thirds expressed unwillingness to have a person with a serious mental illness as a neighbor.
"In light of our findings about Americans' attitudes toward persons with mental illness, it is worth thinking carefully about how to implement effective gun-violenceprevention measures without exacerbating stigma or discouraging people from seeking treatment," added Barry.
The results of both surveys are summarized in "After Newtown Public Opinion on Gun Policy and Mental Illness," published online on January 28th in The New England Journal of Medicine.
Gun violence claims 31,000 U.S. lives each year in the U.S., and the rate of firearms homicides in America is 20 times higher than it is in other economically advanced nations.
Johns Hopkins researchers conducted this study using the survey research firm GfK Knowledge Networks. There were 2,703 respondents in the gun policy survey and 1,530 respondents in the mental illness survey.
"Not only are gun owners and non-gun-owners very much aligned in their support for proposals to strengthen U.S. gun laws," said co-author Daniel Webster, ScD, MPH, director of the Johns Hopkins Center for Gun Policy and Research, "but the majority of NRA members are also in favor of many of these policies."
The survey found that 74 percent of NRA members support requiring universal background checks for all gun sales; 64 percent of NRA members support prohibiting people who have been convicted of two or more crimes involving alcohol or drugs within a 3-year period from having a gun, and 70 percent of NRA members want a mandatory minimum sentence of 2 years in prison for a person convicted of knowingly selling a gun to someone who is not legally allowed to own one.
"These data indicate that the majority of Americans are in favor of policy changes that would ultimately increase safety," said Jon Vernick, JD, MPH, co-director of the Johns Hopkins Center for Gun Policy and Research and a co-author of the study. "This consensus should propel forward comprehensive legislation aimed at saving lives."
The publication of these surveys in The New England Journal of Medicine follows the Summit on Reducing Gun Violence in America: Informing Policy with Evidence and Analysis convened at Johns Hopkins University earlier this month. Ten days following the Summit, the Johns Hopkins University Press published Reducing Gun Violence in America: Informing Policy with Evidence and Analysis, a book that summarizes the research, analysis, and recommendations from the two-day meeting.
###
Emma E. McGinty, MS, a doctoral student at Johns Hopkins, is also an author of After Newtown Public Opinion on Gun Policy and Mental Illness.
To access the complete survey findings, please visit http://www.nejm.org/media or contact Tim Parsons or Alicia Samuels.
?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Contact: Tim Parsons
tmparson@jhsph.edu
410-955-7619
Johns Hopkins University Bloomberg School of Public Health
The majority of Americans support a broad array of policies to reduce gun violence, according to a new national public opinion survey conducted by researchers at the Johns Hopkins Bloomberg School of Public Health. These policies include: requiring universal background checks for all gun sales (supported by 89 percent); banning the sale of military-style semiautomatic assault weapons (69 percent); banning the sale of large-capacity ammunition magazines (68 percent); and prohibiting high-risk individuals from having guns, including those convicted of a serious crime as a juvenile (83 percent) and those convicted of violating a domestic-violence restraining order (81 percent). Americans also support a range of measures to strengthen oversight of gun dealers and various policies restricting gun access by persons with mental illness.
The national survey, which over-sampled gun owners and non-gun owners living in homes with guns to allow for more precise estimates of opinions among these groups, was fielded in January, 2013, several weeks following the mass school shooting in Newtown, Connecticut. The majority of Americans support all but 4 of the 31 gun policies asked about in the survey. For many policies, there was little difference in support between gun owners and non-gun-owners.
"This research indicates high support among Americans, including gun owners in many cases, for a wide range of policies aimed at reducing gun violence," said lead study author Colleen Barry, PhD, MPP, an associate professor at the Johns Hopkins Bloomberg School of Public Health. "These data indicate broad consensus among the American public in support of a comprehensive approach to reducing the staggering toll of gun violence in the United States."
At the same time, the researchers fielded a second national survey to assess Americans' attitudes about mental illness. This survey reveals ambivalent attitudes among the American public about mental illness. Sixty-one percent of respondents favor greater spending on mental health screening and treatment as a strategy for reducing gun violence, and 58 percent said discrimination against people with mental illness is a serious problem. Yet, almost half of respondents thought people with serious mental illness are more dangerous than others, and two-thirds expressed unwillingness to have a person with a serious mental illness as a neighbor.
"In light of our findings about Americans' attitudes toward persons with mental illness, it is worth thinking carefully about how to implement effective gun-violenceprevention measures without exacerbating stigma or discouraging people from seeking treatment," added Barry.
The results of both surveys are summarized in "After Newtown Public Opinion on Gun Policy and Mental Illness," published online on January 28th in The New England Journal of Medicine.
Gun violence claims 31,000 U.S. lives each year in the U.S., and the rate of firearms homicides in America is 20 times higher than it is in other economically advanced nations.
Johns Hopkins researchers conducted this study using the survey research firm GfK Knowledge Networks. There were 2,703 respondents in the gun policy survey and 1,530 respondents in the mental illness survey.
"Not only are gun owners and non-gun-owners very much aligned in their support for proposals to strengthen U.S. gun laws," said co-author Daniel Webster, ScD, MPH, director of the Johns Hopkins Center for Gun Policy and Research, "but the majority of NRA members are also in favor of many of these policies."
The survey found that 74 percent of NRA members support requiring universal background checks for all gun sales; 64 percent of NRA members support prohibiting people who have been convicted of two or more crimes involving alcohol or drugs within a 3-year period from having a gun, and 70 percent of NRA members want a mandatory minimum sentence of 2 years in prison for a person convicted of knowingly selling a gun to someone who is not legally allowed to own one.
"These data indicate that the majority of Americans are in favor of policy changes that would ultimately increase safety," said Jon Vernick, JD, MPH, co-director of the Johns Hopkins Center for Gun Policy and Research and a co-author of the study. "This consensus should propel forward comprehensive legislation aimed at saving lives."
The publication of these surveys in The New England Journal of Medicine follows the Summit on Reducing Gun Violence in America: Informing Policy with Evidence and Analysis convened at Johns Hopkins University earlier this month. Ten days following the Summit, the Johns Hopkins University Press published Reducing Gun Violence in America: Informing Policy with Evidence and Analysis, a book that summarizes the research, analysis, and recommendations from the two-day meeting.
###
Emma E. McGinty, MS, a doctoral student at Johns Hopkins, is also an author of After Newtown Public Opinion on Gun Policy and Mental Illness.
To access the complete survey findings, please visit http://www.nejm.org/media or contact Tim Parsons or Alicia Samuels.
?
AAAS and EurekAlert! are not responsible for the accuracy of news releases posted to EurekAlert! by contributing institutions or for the use of any information through the EurekAlert! system.
Source: http://www.eurekalert.org/pub_releases/2013-01/jhub-moa012813.php
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WASHINGTON (AP) ? The chairman of the House Budget Committee says Republicans will oppose tax increases and, as a result, deep, unpopular budget cuts will likely take effect.
Republican Rep. Paul Ryan of Wisconsin told NBC's "Meet the Press" on Sunday that automatic spending cuts are scheduled to take hold because, quote, "Democrats have opposed our efforts to replace those cuts with others."
Democrats have insisted taxes be part of the equation to dodge across-the-board spending cuts that are set to hit the Pentagon and many domestic programs. The spending cuts were set in motion in the hopes of spurring lawmakers to strike a large-scale deal to reduce the deficit.
Ryan was the 2012 vice presidential nominee. He says the country is heading toward a debt crisis if it doesn't confront its spending.
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All Critics (64) | Top Critics (21) | Fresh (59) | Rotten (3)
Global Warming? "Seeing is believing."
The most important documentary of the year.
"Chasing Ice" is a grand adventure, a visual amazement and a powerful warning.
If you're looking for eye-popping evidence that the world's glaciers are melting, don't miss the small-scale but spectacular documentary, Chasing Ice.
The rapid disappearance of ice mountains, filmed over a period of years, is compressed through time-lapse technology into minutes and seconds. The speeded-up effect is harrowing and also, disturbingly, eerily beautiful.
The movie might have given us a bit less of Balog and a bit more of the startling sequences he produced.
Chasing Ice will open your eyes to a world you've never seen before and it will make you think. But whether any of us can change anything is a different matter altogether.
While skeptics continue to doubt global warming is a man-made phenomenon - Rush Limbaugh called warnings about it "garbage science" - "Chasing Ice" leaves little doubt it is occurring.
It's an absorbing and vital watch.
It's like watching our world disappear.
A few scientists pop their heads in here, a few charts are deployed, but Chasing Ice is powered primarily by the imagery, stark, irrefutable evidence that the planet is warming, not in one or two isolated places but everywhere.
"Chasing Ice" is a beautiful film to watch, especially on the big screen. But the documentary's visual pleasures come with a heavy dose of guilt.
It's sobering stuff but the film's impact is somewhat diminished by Orlowski's reverential profile of Balog, who continues to crusade despite the toll his endeavours have taken on his body.
The documentary feels a little slight but the images speak for themselves ...
Is this about the hazards of global warming or the awesomeness of James Balog? Not entirely sure...
If any film can convert the climate-change sceptics, Chasing Ice would be it: here, seeing really is believing.
While more detailed scientific analysis and greater discussion of impacts would have been welcome, the film's visual rhetoric is solid.
National Geographic photographer James Balog illustrates climate change with time-lapsed records of glacial retreat.
A project of heroic, Herzogian endeavour. Mad, you might say. But probably not as mad as what the rest of us are doing about climate change: namely almost nothing.
No quotes approved yet for Chasing Ice. Logged in users can submit quotes.
Source: http://www.rottentomatoes.com/m/chasing_ice_2012/
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IBM is looking to sign up HR managers to a beefed up version of its enterprise social networking suite Connections which feature new content management and analytics capabilities.
The upgrades on IBM Connections 4.5 include analytic features that enable administrators to monitor such things as collaboration trends among employees as well as customer engagement in social services like Facebook and Twitter.?
The new content management functions includes features that enable human resources and marketing departments push out to employees collaboration tools for micro blogging, instant messaging, document sharing, video conferencing and content rating. The new tools also manage activity streams, content rating, discussion forums and wikis.
RELATED CONTENT
Some recent surveys, however, suggests that ESN are failing to meet expectations in the large enterprise space.
These surveys show that ESN implementations are weighed down by sharp drop in user interest after an initial surge of fervor. Another common hindrance mentioned is lack of executive buy in.
Essentially, researchers are finding that in many companies there is a dearth of content creators and insufficient interest on the part of intended content consumers.
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Source: http://www.itworldcanada.com/news/ibm-links-cms-analytics-to-connections/146662
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Anger management is a strategy by which a human being comes to discover how their anger is brought on.
Sometimes conflicts in critiques, insecurity, or emotions of unfair treatment could lead to these issues.
Many modern day beliefs with regard to anger management lean toward the premise of living in the moment.
Once we?realize?that we in reality have very little or no power over other people?s thoughts and ideas, we can start to liberate ourselves and take responsibly for our own anger management triggers.
Occasionally in the course of a dispute folks will come to feel that another person?s opinion is a immediate attack on the very moral?fiber?of an individual. All of us is entitled to their own attitude and opinion.. Other people?s. You may wonder why this can make us angry.
The major mistake that people make whenever they process ridicule is that they believe the criticism to be a personal attack and thus they tend to take it personally. An effective anger management technique lies in seeing criticism constructively.
For instance, your spouse might complain that they don?t receive enough attention from you. Rather than pondering it as a personal attack, a very good anger management method will focus on this conduct specifically and not be offended by a personal attack.
By removing ourselves emotionally from criticism, we can commence to cultivate an perspective toward change that is balanced and can lead to less episodes of inappropriate anger. We have developed the process sound far too effortless, understandably.
But the truth of the matter is, it is challenging to alter. ?No pain, no gain? is a basic term that can come to mind in relation to anger management. It is so straightforward to return to old?behavior? specifically when we believe another person is attacking us personally. At this stage you really should seek out professional support with your anger troubles.
All through my tenure as a psychologist, many individuals who wanted advice in dealing with melancholy and anxiety. the underlining sense was anger. To understand the root of the condition, it could also require a variety of classes. We can start working together the moment the complaint with the customer is acknowledged as one of anger management
Mastering anger management skills has assisted countless people take notice of an improvement in overall amounts of fear and depression after only a couple of sessions.
Collectively with depression, fear, and a great number of other stressors that can take place in the path of everyday, typical daily life, anger must be harnessed to make full use of your intellect and refine it to the greatest of its healthy capacity.
A number of alternate concepts around psychological health complications, for example anger management concentrate highly on methods such as meditation and self-awareness therapy. These actions can give you power over your ideas as well as tranquility of mind, specifically feelings of rage and anger.
Anger by itself is not a negative thing, it is important to note this at this point. Quite a few of the accomplishments or overcoming of factors in history have at some point been motivated by anger.
The appropriate utilization of anger has the capacity to be an extremely potent foundation of energy.
All through history, anger has been accountable for bringing about incredible changes in the world and the way that we are living.
For more information, get in touch with an anger management therapist in your area.
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Article by Wilmer Charpia
About the Author :?Wilmer Charpia is a personal trainer in Brisbane with over 10-years experience in personal training!
www.healthylifestyleplus.com
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CHICAGO -- The UFC's stop in the Windy City had two great knockouts, a champion holding onto his belt, and the last fight of a one-time champ.
Despite a strong start by John Dodson, Demetrious Johnson held onto his championship belt with a unanimous decision. The judges saw it 48-47, 49-46, 48-47 for Johnson.
Unsurprisingly, Johnson and Dodson fought a fast-paced first two rounds. Johnson tried to slow things down in the first round with a takedown. While he did get Dodson to to the ground, the challenger popped back to his feet quickly.
Dodson dropped Johnson twice in the second round, and shook off Johnson's take down attempts with a great sprawl. Johnson seemed to have a hard time even getting close to Dodson to land a punch.
[Related: T.J. Grant and Ryan Bader shine at UFC on Fox 6]
A Johnson knee in the fourth round caused a small fight stoppage. Dodson's hand was on the ground as Johnson threw a knee to Dodson's head, which is an illegal strike. The bout was stopped as doctors checked Dodson's eye and Johnson was warned. The fight went on, but not without plenty of boos from the crowd in Chicago.
When the fight restarted, it was all Johnson. He controlled Dodson against the cage, and threw knees that busted up Dodson's face. Johnson was able to get a takedown at the beginning of the fifth round, too. Though boos rained down, Johnson kept the fight against the cage.
Later, the crowd got behind him as Johnson elevated, tightened his legs around Dodson's torso and threw elbows. It was a creative move that likely could only happen in the flyweight division. Johnson finished the round with Dodson against the cage, and knee after knee after knee to the body and face.
Quinton 'Rampage' Jackson vs. Glover Teixeira
If this really was Quinton "Rampage" Jackson's last fight in the UFC, it wasn't one to remember. He was outstruck and outwrestled by Glover Teixeira throughout their bout. Teixeira took the fight 30-27, 30-27, 29-28 on the judges' cards.
Teixeira's first round was his best, as he was able to take Jackson down early and mount him and take his back. Late in the round, Teixeira knocked Jackson down with a punch and looked close to finishing, but wasn't able to end the fight.
The rest of the fight featured a worn out Jackson trying to avoid Teixeira's takedown attempts unsuccessfully. Jackson threw some big punches, and even jawed at Teixeira during the bout, but he wasn't able to score any big offense.
While this fight will be remembered for being Jackson's last UFC bout, Teixeira scored his third straight UFC win on Saturday night. He looked impressive against the former champ.
Anthony Pettis vs. Donald Cerrone
Anthony Pettis won his much anticipated bout with Donald Cerrone by landing big, memorable strikes. Pettis was getting the better of their striking exchanges early, which set him up for a big finish. Pettis threw a kick that landed hard on Cerrone's body, then finished with a punch. Cerrone fell to the ground in a heap, and the fight was stopped at 2:35 in the first round.
Pettis lost his first fight in the UFC after coming from the WEC as the champ, but he's been winning ever since. He has wins over Joe Lauzon, Jeremy Stephens and now Cerrone. After the fight, he made a pitch to UFC president Dana White.
"I want my title shot. I should have had it years ago. People say I can?t wrestle because of the Guida fight, but I had a serious shoulder injury. Now I am 100 percent. No one can do in the Octagon what I can do."
While lightweight champion Benson Henderson has a fight set up with Gilbert Melendez, a shot for Pettis isn't unwarranted. It would be a rematch of their WEC title fight, which Pettis won in the promotion's final fight.
Ricardo Lamas vs. Erik Koch
Lamas won the first round by constantly pressuring Koch against the cage. It wasn't exactly the most thrilling round to have start a card on network television, but it led to a thrilling second round. Lamas took advantage of Koch's slip, and then finished the fight with nasty, nasty ground and pound. Lamas started with elbows, then started with strikes that cut open Koch's face. Koch had no answer for Lamas' relentless strikes, and the bout was stopped at 2:32 in the second round.
Lamas thought his performance warranted a title shot.
"I?ve beat Cub Swanson, I?ve beat Hioki and now I?ve beat Koch. All those guys were supposed to be fighting for the title at one point. I beat them all. We?re all here to be world champ and I am no different. I want the winner of Aldo vs Edgar next week. I don?t care who wins, I want the winner."
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What is Kickstarter? The answer you'll hear, as long-winded as it may be, will likely touch on Pebble. If it doesn't, you'll probably want to ask someone else -- with more than $10 million pledged, the people's smartwatch catapulted past the crowdfunding site's records and the startup's own expectations. It achieved a $100,000 funding goal in two hours, and it was clearly a favorite among our readers. Of course, there were doubts that Eric Migicovsky, the company's founder, would deliver such an appealing and seemingly powerful product for $125, but following our first look during the company's CES press conference, that dream became real.
So, what is Pebble? It's not a smartphone for your wrist, as we've seen attempted before. In fact, it's far less sophisticated than you might expect -- the lightweight device reads out basic text, lets you skip through music tracks and, of course, displays the time. It's hardly the greatest achievement of our generation, or even the device of the year. It's become incredibly popular, sure, but despite the hype, you certainly don't need to own one. Yet, somehow, even the most technologically inept people in our lives have heard it mentioned on morning talk shows, FM radio stations or from pre-teens anxious to impress their friends. Having a smartphone alone isn't enough anymore. Or is it?
We tested a black Pebble, which is the first color to ship. The face is slightly glossier than renders implied, but otherwise the production device looks nearly identical to early prototypes. There's a 22mm rubber strap for mounting the device to your wrist -- you'll likely be able to swap in your own band with matching dimensions. It's a fairly attractive combination, though regardless of the strap you choose, you'll probably want to leave Pebble behind during formal events, or walks down the runway.
Pebble feels very comfortable when fastened on the wrist -- it's relatively lightweight, and the smooth edges maintain their distance from sensitive skin. Still, it feels solid enough for regular use, and thanks to waterproofing down to 50 meters (164 feet), it can stay on your wrist during laps in the pool (or in the ocean), and it'll work just fine in the shower as well. There are two exposed metal connectors, used to pair up with the proprietary magnetic USB charging cable (the only accessory that ships in the box), but the housing appears to be properly sealed.
The secret to Pebble's weeklong battery life and daylight readability is a technology that's penetrated the lives of bookworms young and old: an e-paper display. The 114 x 168 black-and-white screen sports nearly 20,000 pixels, letting you view emails and a time readout in several fonts, along with watch faces and other indicators. The display looks great both indoors and out, though we did notice some odd black spotting while viewing the panel in direct sunlight -- adjusting the angle eradicates the issue.
There's a simple backlight that illuminates the panel briefly at night, automatically when you receive a notification or manually when you activate any of the four side-mounted buttons. It's fairly dim, enabling you to avoid disturbing fellow moviegoers or that patient significant other sharing your bed, but still bright enough for you to catch every detail. Pebble will reflect even a small amount of ambient light, however, so your backlight usage is likely to be fairly minimal.
Pebble doesn't offer much functionality without a smartphone. You'll need one (and an accompanying app) to get started, and although you'll be able to display the time while disconnected (in Airplane Mode, for example), software updates, feature additions and notifications all require a Bluetooth connection. Fortunately, there's Bluetooth 4.0 support, which offers speedy performance with reduced energy consumption. This also contributes to Pebble's weeklong battery life, and a reported five to 10 percent hit to your smartphone's longevity.
We'll detail the user interface more in the section below, but since there's no touch functionality here, you'll need to navigate using the four side-mounted buttons. There's a home (or back) button on the top left side, which brings you back to Pebble's main configuration page. Positioned to the right of the e-paper panel: a top button scrolls up, a smaller center button makes selections and the control on the bottom scrolls down -- through messages, menus or tracks while controlling music playback. All of these buttons require a firm press, rather than a tap, and while you won't accidentally activate the controls, registering input can take a bit of effort.
Pebble's two apps -- one for Android 2.3 or later and the second for Apple devices running iOS 5 or later -- enable everything from initial setup to push notifications. There's no user manual in the box, so you'll need to download your respective app to get started. Pairing takes a few seconds, and then you're good to go. The smartwatch will automatically adopt the local time on your smartphone, and you can select from a few default watch faces, ranging from Text Watch, which you're probably already familiar with, to Classic Analog.
To take full advantage of the device's functionality, you'll need to head back over to the smartphone app, where you can push additional watch faces (there are currently just five to download, including TicTockToe). Eventually, this custom app store will include third-party apps, such as the bike computer and golf rangefinder that the company pitched on its Kickstarter page, though they're not available now.
The app's Settings page is where you'll select notifications to push. Based on the apps installed on our Galaxy Note II, we were able to choose from incoming call alerts, text messages, calendar reminders, email previews, Google Talk messages, Google Voice messages and Facebook messages. Each option has a checkbox, so if you want to use your Pebble for caller ID but don't want to be bothered with Facebook messages, that's perfectly OK. With each notification, the watch will vibrate once, the backlight will flip on (for a few seconds) and the message will pop up.
Theoretically, you can simply shake your wrist to dismiss the notification, though we were only able to accomplish this by pressing one of the buttons. You can choose from large and small fonts for notifications, but regardless of the size, you can scroll to see more using the up and down buttons. You'll need to hop over to your smartphone to read the full message or send a response. Similarly, when you receive a call, your only option on the watch is to dismiss the notification, but doing so won't send your caller to voicemail.
Unless you're looking at your watch every few seconds, there will likely come a time when your inbox contains multiple messages. Unfortunately, Pebble will only display the very last notification received, so it won't completely eliminate a need to check your smartphone. Also, it's not currently able to display certain languages -- a message we received with Chinese characters rendered as several lines of rectangles on the display.
At this point, all of the interactions between Pebble and a connected smartphone go in one direction -- from your handset to the watch -- with one exception. The wristwatch's music player controls playback on your Android or iOS device, including play / pause and track skipping. There's no volume control, which seems reasonable given the limited number of buttons. With our Android phone, the watch was able to identify and control music from the native app, but not third-party services, such as Spotify.
Although it may seem to be the case given the excitement surrounding this launch, Pebble is not the only smartwatch on the market. Sony and now Toshiba are two of the giants behind similar tech, and the former company's SmartWatch is even reasonably priced, at $149. Allerta, the company behind Pebble, released its own wearable several years ago, called inPulse, but smartphone compatibility was limited to BlackBerry models and certain Android-powered handsets, and the device uses an OLED display. Similarly, WIMM Labs' WIMM One was made available to developers, but is no longer in production.
Pebble's success stems from the promise of third-party apps and the practical e-paper display, along with the marketing power of Kickstarter. Functionality remains somewhat limited, but this is a first-generation device from a small manufacturer that's currently only in the hands of a very limited number of lucky backers. If consumer interest is any indication, developers will likely soon be hard at work on a variety of unique applications, if they aren't already. The platform is incredibly young, and the best is yet to come.
We've really enjoyed our time with Pebble so far -- it's not a fashion statement, necessarily, but we wouldn't be surprised to see it pop up on many wrists in the weeks and months to come. Functionality is still quite limited at this point, and considering how fresh the device is, that's to be expected. The features that are already available work well, and the smartwatch has been a pleasure to use.
Taking price into account, Pebble is an excellent value, especially for lucky Kickstarter backers who were able to take advantage of $99, $115 and $125 pre-orders. We're very optimistic for the device's future -- our chief concern relates not to the hardware, but how it will affect behavior: If you thought that friend who glances at his smartphone every few minutes was rude, just wait until he owns a Pebble.
Update: Pebble's fearless leader, Eric Migicovsky, responded with the answers to a few of our questions. He confirmed that the goal is to fulfill all Kickstarter orders within the next 6-8 weeks, with preorders following. The device may eventually end up in retail stores, but there's no firm timeline there. Pebble is powered by an ARM Cortex-M3 processor, with a 140mAh battery keeping you up and running for up to a week with occasional use, or five days with frequent notifications and backlight activation. On the cosmetic front, the dark spots we saw in sunlight was likely a Mura Effect from the lens -- it's possible that other users will notice this as well. Finally, English is the only language currently supported (which explains why our Chinese characters rendered as rectangles), but others will soon follow.
Filed under: Wearables, Mobile
Source: http://feeds.engadget.com/~r/weblogsinc/engadget/~3/woFrIJGAI_I/
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The Small Business Administration recently finished its fiscal year, and it was a record year on most all accounts. During fiscal year 2012, more than $1 billion in SBA loans were approved for small businesses in the State of Illinois alone. This represents a substantial increase over 2011.
The impressive results in 2012 can be attributed in great part to business? appetite for attractively priced alternative financing options and the success of a two-year refinancing initiative that was part of the SBA 504 Loan program.
At the same time, since the end of September a powerful misconception has emerged and lingered in the market.? There are people?small business owners and those who advise them ? who believe that the Small Business Administration no longer is funding transactions ? that it is closed for business.
That couldn?t be farther from the truth.
Let?s clarify the state of small business lending as we close out calendar 2012 and look ahead to 2013.
Two years ago the Jobs Act of 2010 was ratified to provide small businesses with greater access to capital to invest in fixed assets. Through the SBA 504 lending program, small businesses finance the purchase, construction and renovation of commercial real estate (as well as the acquisition and installation of heavy machinery and equipment) through long-term, government-guaranteed loans.
The Small Business Jobs and Credit Act of 2010 enhanced the existing SBA loan program with three significant changes:
The final change ? the refinance provision ? carried with it an expiration. The end of September brought about the end of the refinancing program.
Yet small business lending is alive and doing very well in Illinois, and across the country. The first two changes to the Jobs Act of 2010 remain in full force today. Those two characteristics, along with the fact that interest rates continue to be at some of the lowest levels ever, make SBA lending as attractive as ever.
In a traditional SBA 504 loan, a bank provides the first mortgage at 50 percent of the eligible financing, a Certified Development Corp. (CDC) like SomerCor provides a second mortgage equal to 40 percent of the eligible financing, and the borrower puts 10 percent down.? Conventional lending often calls for 25 to 35 percent down in this market, so the out-of-pocket savings is significant.
The current SBA lending programs provide advantages to both banks and borrowers.? For banks, it brings exposure down to 50 percent at a time when financial institutions are looking to preserve capital and keep their loan to values at conservative levels.? For business owners, rather than putting 25 to 35 percent down for a five-year conventional loan, the business owner can put down just 10 percent, and use the savings for working capital needs.
Additionally, the SBA portion of the 504 loan is a 20-year fixed rate that currently is 3.95 percent.
The three new elements of the legislation will impact business owners in a number of ways:
Exemplifying the benefits and advantages of the SBA lending program, and the various changes that have taken place over time, is St. Charles-based Tek Pak Inc. Formed in 1992, Tek Pak sells, manufactures and distributes plastic carrier tape and thermoform prototype and production tooling to customers in the electronics and healthcare industries, among others.
Tek Pak Inc. has been the beneficiary of three SBA 504 loans, and is working on another.? Tony Beyer, president, said the SBA 504 program has allowed Tek Pak Inc. to continue to expand its operations.
Tek Pak Inc. first used a 504 loan four years ago to acquire its St. Charles facility.? ?Last year, the company used two new SBA 504 loans for equipment.? One of those loans led to the purchase of additional manufacturing equipment and the second was used to refinance term debt on other manufacturing equipment.
The company is currently in the process of obtaining its fourth 504 loan in order to acquire a facility in Batavia that it currently leases.?This new 504 loan will allow Tek Pak Inc. to continue to make capital expenditures, grow and hire additional employees.
Gabe Beukinga is a senior vice president and team leader for SomerCor 504, a Certified Development Corp. During fiscal year 2012, no Chicago-based CDC approved more SBA loans than SomerCor 504. In FY 2012, Beukinga contributed more than $90 million in SBA lending ranking him among the highest of all loan officers in the country.
? 2013 Real Estate Communications Group. Duplication or reproduction of this article not permitted without authorization from the Real Estate Publishing Group. For information on reprint or electronic pdf of this article contact Mark Menzies at 312-644-4610 or menzies@rejournals.com
Source: http://www.rejournals.com/2013/01/25/the-state-of-small-business-lending/
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By Nadeska Alexis
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WASHINGTON (AP) ? The Justice Department is conducting a criminal investigation into possible contract rigging by the general counsel at the government agency that distributes foreign aid, documents obtained by The Associated Press show.
Memos from the inspector general of the U.S. Agency for International Development also reveal that the IG is investigating whether Deputy Administrator Donald Steinberg tried to interfere with an internal investigation.
Internal inspector general documents said he told the IG's office it shouldn't have investigated the alleged rigging, nor should the matter have been referred to the Justice Department.
Inspectors general are watchdogs within a federal agency and are supposed to operate independently.
The original investigation focused on whether Lisa Gomer, USAID general counsel, may have "wired" a contract last May so the winner of the solicitation would be the agency's retiring chief financial officer, David Ostermeyer.
The contract bidding for a "senior government-to-government assistance adviser" was canceled after questions were raised.
"If the solicitation was in fact designed for Ostermeyer to win, Ms. Gomer and USAID may have violated various federal laws, the Federal Acquisition Regulation and government ethics policies," according to a letter from two House members to USAID Administrator Rajiv Shah in November.
The letter was written by Rep. Darrell Issa, R-Calif., chairman of the House Oversight and Government Reform Committee, and Rep. Jason Chaffetz, R-Utah, chairman of the panel's national security subcommittee.
On Wednesday, the inspector general's office wrote Issa's committee saying the Justice Department authorized the inspector general to give the committee documents related to Steinberg's potential interference. The Justice Department said it would continue to investigate the original allegations. All the documents were described as "law enforcement sensitive."
One document said Steinberg told inspector general officials that Shah asked him to speak with the internal investigators about the review. Steinberg, according to another inspector general document, ripped into the independent watchdog.
"When people are slapping badges down, reading rights and monitoring who is calling who as it relates to career people, it is a mistake," Steinberg was quoted as telling his agency's investigators. Steinberg added, according to the document, "We are not that kind of agency. People are being told they need to hire lawyers and that is inappropriate."
The memo also quoted Steinberg as saying "now that Justice is involved, it is like the IG is out to get these people. Justice is going to proceed criminally. This should have come through the front office first."
The law governing inspectors general says that the internal investigators "shall report expeditiously to the attorney general whenever the inspector general has reasonable grounds to believe there has been a violation of Federal criminal law."
There was no response to a message requesting comment, left on the home answering machine of a David Ostermeyer.
Steinberg declined to comment, and Gomer could not immediately be reached for comment.
A senior USAID official, who spoke on condition of anonymity because he was not authorized to comment on the subject, said Gomer has been reassigned from her general counsel's position and has submitted her resignation effective Feb. 9. The official said she was not ordered to resign.
The USAID spokesman, Kamyl Bazbaz said, "We take very seriously the independence of the inspector general and the importance of the agency's cooperation with IG audits and investigations."
He added, "It is the usual practice for the IG to brief the senior leadership of the agency regarding its ongoing investigations and audits."
In an inspector general's "memorandum of interview" last June, investigators described their probe into allegations that "Lisa Gomer, general counsel for USAID colluded with David Ostermeyer, chief financial officer for USAID, by working with him to write a scope of work for a personal service contract ... in the Office of General Counsel."
"Gomer planned to select Ostermeyer for the position," the memo said.
The job Ostermeyer would have received in working with foreign governments would have paid between $123,758 and $155,500, according the USAID solicitation document. The solicitation said "the work is generally sedentary and does not pose undue physical demands," an important factor in an agency where USAID workers can live in poor conditions in dangerous countries.
According to an inspector general's document from last June, Steinberg said he "had already looked into this matter thoroughly and knows there is nothing to it." Steinberg said the contract award was canceled because of issues raised about the procurement.
"He said it is a mistake to have a criminal investigation under way," the investigative document said. "To take a matter to the Department of Justice for criminal consideration without first reporting the issues to the front office is inappropriate and a judgment error on the IG's part."
According to the document the deputy assistant inspector general for investigations, Lisa McClennon, told Steinberg "the agency never has the right to instruct the inspector general's office on whether or not something is presented to Justice."
Issa said in a statement, "This interference by the top USAID official and his deputy in a corruption investigation of other top officials is disturbing and outrageous. Inspectors general can only be effective if they are independent. Efforts to intimidate or chastise an inspector general for investigating agency corruption and submitting findings to the Justice Department are simply incompatible with honest government."
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